Refinance mortgages come in three varieties — rate-and-term, cash-out, and cash-in. The refinance type…
Loan Smart Team Smart Team
-
-
A USDA home loan from the USDA loan program, also known as the USDA Rural Development Guaranteed Housing…
-
Fannie Mae and the Federal Housing Administration (FHA) have home renovation mortgage programs that allow buyers…
-
Adjustable Rate Mortgages (ARMs)
What is an Adjustable Rate Mortgage or ARM
by Loan Smart Team Smart Team August 26, 2016An adjustable-rate mortgage, or ARM, is a home loan with an interest rate that…
-
About Home Loans A VA loan is a mortgage loan in the United States…
-
Interest Rates
Difference between your mortgage rate and the annual percentage rate or APR
by Loan Smart Team Smart Team August 26, 2016Understanding the difference between annual percentage rate, or APR, and interest rate could save…
-
Interest Rates
Difference between a mortgage interest rate and an APR
by Loan Smart Team Smart Team August 26, 2016What is the difference between a mortgage interest rate and an APR? According to…
-
Rent or Buy – For many people, moving time means decision time: Do we…
-
Personal FinanceRent or Buy
Rent or buy a home – What millennials should know
by Loan Smart Team Smart Team July 31, 2016Rent or buy a home – More millennials are moving into the real estate…
-
What is Mortgage Insurance – For most homebuyers, the biggest hurdle to owning a…