Loan Smart

Loan SmartFinancial Services Redefined 


Money Management

Did you know that American credit card debt hit an all-time high of $1.02 trillion in November of 2017 (White, 2018)? Americans are also burdened with heavy student loan debt; the average student loan debt among borrowers is currently $26,700, up 80% in a ten-year span (ValuePenguin, n.d.). These figures don’t include other debt, such as mortgages, automobile, or unsecured loans! It’s fair to say that Americans, on average, don’t have control over their personal finances, which has been proven to lead to stress, mental illness, drug dependency, and even suicide (Nelson, Lust, Story, & Ehlinger, 2008).

Most people want to handle their finances responsibly, but either don’t know how or don’t have the self-discipline to live within their means. By the end of this course, you will have the tools you need to achieve financial and personal satisfaction as a result of personal financial planning.

This first module introduces you to the course, other students in the class, and your instructor. Additionally, it will introduce you to personal financial planning by identifying influences on personal financial goals and providing you the opportunity to develop personal financial goals.


Course & Module Objectives

By the end of this module, you will be able to:

  • Begin to develop a comprehensive financial plan
    • assess current and future needs
    • prepare a personal financial plan
  • Establish financial goals for maximizing earnings, efficient consumption, life satisfaction, reaching financial security, wealth accumulation, and estate planning
    • determine personal financial goals for life satisfaction
    • determine personal financial goals for efficient consumption

Be the first to add a review.

Please, login to leave a review
Get course
Enrolled: 0 students
Duration: 15
Lectures: 2
Video: 5
Level: Beginner